When I was a 4th year med student, I was talked into applying for disability insurance, which led to the largest financial mistake of my life… (and I don’t want you to make it, too!) 

This framework (and story) is why I teach doctors about personal finance…

After our first kid, I wanted life insurance. Instead, the agent talked me into disability (makes them more money it turns out). The problem? Independent disability insurance requires a medical history. My history included an essential tremor and a remote ADHD diagnosis. 

So, when my agent pushed my application through, I got denied. No big deal right?

Wrong.

When you get to training most programs have a GSI (guaranteed standard issue) insurance policy. A GSI requires no medical exam, history taking, or bloodwork.

It is GUARANTEED. 

The only stipulation, though, is that you cannot have been denied before.… oops. To this day, I cannot get disability insurance and if I lost my income, my family would be in a financial catastrophe. 

I don’t want what happened to me to happen to others. Doctors deserve better. That’s why we created Attend – to provide doctors with financial solutions that you can trust.